Business & Professional Insurance in Málaga

At Seguros 118, we understand the importance of protecting your business, regardless of its size or type. We specialize in insurance for companies, freelancers, and professionals, offering tailored solutions throughout Spain with the backing of a leading insurer like Allianz.

Why is it important to insure your company?

Because unforeseen events happen. A fire, a breakdown, or a legal claim—situations that don’t always depend on you, but can have a major impact on your activity. A good insurance policy protects you against these eventualities and allows you to move forward with peace of mind. Having the right coverage also conveys professionalism to your clients and suppliers. Knowing you have legal and financial backing builds trust. In business, that is worth its weight in gold.

What Types of Business Insurance Do We Offer?

At Seguros 118, we don’t work with generic formulas. We know every company is different, so we analyze your situation and propose only what you truly need.

Business Insurance

Designed for shops, offices, bars, hair salons, or any small or medium-sized business that needs protection against risks such as fire, theft, water leaks, or third-party damage. A window broken by vandalism? A leak affecting the neighboring premises? This type of insurance covers those incidents and more. In addition, it includes urgent assistance so that, if something happens, you don’t have to wait.

Insurance for Freelancers (Autónomos)

Being self-employed in Spain already comes with enough challenges. That is why insurance that covers you against potential sick leave, accidents, or professional claims is not a luxury—it’s almost a necessity.

We offer policies that combine medical coverage, public liability, and income protection. This way, if you are forced to stop working for a while, you can maintain stability without worrying about every single bill.

Public & Professional Liability Insurance

This is one of our most requested insurance policies, and for good reason.

If you cause damage to a client, supplier, employee, or even a stranger during your professional activity, the public liability policy protects you financially against potential compensation or legal processes.

Having this support not only prevents financial shocks but also projects a solid professional image. Furthermore, in many sectors in Spain, it is mandatory by law.

Insurance for Installers & Technical Professionals

Basic Coverage for Installers

Whether you work as a freelancer or manage an SME in sectors such as electricity, plumbing, HVAC, or similar, you know that risks are part of the job. That is why having business insurance tailored to your activity is key. From specialized cover for the self-employed that includes sick leave, to corporate public liability policies that protect against third-party damage, these SME insurance plans offer you the peace of mind to keep moving forward even in the face of unforeseen events.

What’s Included?

Public liability for clients and third parties is essential to protect your business operations.
Quality business insurance covers damage caused during installations or repairs.
Includes legal defense in the event of claims or legal complications.
Freelancer policies also offer extended coverage for tools, work vehicles, and travel.

Ultimately, this policy is designed so you can do your work with the security that if something goes wrong, you won’t have to face it alone.

Benefits of hiring your business insurance with Seguros 118

We know that choosing between the various types of business insurance can be overwhelming. There are far too many options and too much fine print. That is why our priority is to make it simple for you:

01.

Business insurance tailored to your reality

We conduct an analysis and propose policies that cover your real risks, so you don’t pay for unnecessary extras.

02.

Exclusive Allianz Agents

You will have the backing of one of the most solvent and reliable insurers in the world.

03.

We are close to you

If you prefer direct service without call centers, we are in Málaga and Mijas to help you personally.

04.

Flexible insurance

Your needs can change, and your insurance can too. Our policies are scalable and adapt to your growth.

Request your customized quote now

Request your customized, no-obligation quote now